Stay at Home Solutions FAQ

The Truth About Community Medicaid for the 65 & Older / Disabled Population

Many people have misconceptions about Community Medicaid. A lot of them say "I can't be eligible for Community Medicaid." But they're wrong. Anybody and everybody over the age of 65 or people under 65 with a disability can become eligible for Community Medicaid.

The following is a breakdown of the facts vs. the fictions about community Medicaid.




I own a home so I can't be eligible.


If the home is not worth more than $800,000,
it's a non-issue. If the home is worth more than $800,000
then it can be placed in a trust or transferred to
another party before applying.


I have too much money in the bank.


You can make many legal transfers of money,
or create an irevocable trust.
Medicaid does not need to know your
bank history before the date you apply.


My income is too high.


There are a number of options if you earn
more than the Medicaid allowable:


You do have what is called a Spend-down,
meaning any money made over the allowable can be
paid to Medicaid each month which makes you eligible.


You can enroll in a Pooled Trust.
You deposit the money over the allowable into
an account that will pay your monthly bills (rent, utilities, etc.)
making you eligible without
giving your money to Medicaid.

You must now consult with NY State Department of State
( A.K.A. HealthExchange, or ObamaCare).

Have more questions regarding your Medicaid?
Call us today at 718.758.3910